Welcome back to another edition of the Padarn Property blog! July is traditionally a busy month in the rental market, and this year has been no exception. With the latest data showing July recorded the highest rental figures of 2025 so far, it’s the perfect time to dive into what’s been happening and why! The rental market in July 2025 tells a story of both resilience and transition. According to the Office for National Statistics, the average private rent across the UK stood at £1,344 per month, which is 6.7% higher than a year ago. While that still represents significant growth, it also marks the sixth consecutive month of slowing rental inflation, suggesting that the feverish pace of rent hikes seen over the last two years is beginning to moderate. Regional differences continue to shape the picture. England remains the most expensive, with average rents now £1,399 per month, while Wales experienced the fastest rise in the past year, climbing by 8.2% to reach an average of £804. Scotland saw slower growth at 4.4%, with typical rents at £999, while Northern Ireland, where data is available to April, recorded a 7.6% increase. Within England, the Northeast stood out as the region with the steepest annual inflation, rising by 9.7%, compared to Yorkshire and the Humber, where growth slowed to just 3.5%. Despite these regional variations, the underlying theme is clear: supply shortages remain the key driver of rental pressures. RICS has reported the steepest fall in new rental instructions since the height of the pandemic, as many landlords continue to leave the sector. According to the NRLA, almost a third of landlords are considering selling their properties within the next year. This reduction in available stock, coupled with steady demand, has inevitably kept rents elevated. The reasons behind landlord disengagement are complex but largely financial. Many are struggling with higher mortgage costs after years of interest rate rises, as well as the loss of full mortgage-interest tax relief. On top of that, looming regulatory changes—including tighter energy efficiency requirements and the long-awaited Renters’ Rights Bill—are adding to uncertainty. Some landlords have chosen to exit entirely, while others are increasing rents to cover rising costs and anticipated compliance bills. At the same time, recent base rate cuts by the Bank of England have eased some pressure. With buy-to-let mortgage rates now hovering around 5%, landlords are finding their financing a little less punishing. More importantly, slightly softer borrowing conditions have opened the door for some tenants to move into homeownership, reducing demand for rentals in certain areas. This has led analysts, including Hamptons, to downgrade their rental growth forecasts for the remainder of 2025—from around 4.5% to closer to 1%. Interestingly, the market is not moving in lockstep across the country. In London, where rents have been running hot for several years, July saw the first signs of reversal, with average private rents falling 0.9% compared to a year ago. That dip contributed to the first overall decline in private rents across Great Britain since 2020. By contrast, regional markets outside the capital remain robust, with momentum still strong in the North and Midlands, even if growth is starting to ease. Looking ahead to the second half of 2025, the outlook is finely balanced. Supply is unlikely to improve significantly in the short term, with landlord surveys showing little appetite to bring new stock to the market. At the same time, affordability pressures on tenants may act as a natural brake on further rent increases. If mortgage rates continue to fall, more households may transition into ownership, which could take some of the heat out of rental demand. However, until there is a meaningful shift in supply, rental inflation is unlikely to disappear entirely. In short, July’s figures capture a market at a turning point. Prices are still high, but growth is cooling. Landlord exits, and regulatory change remain the big stories to watch, while regional dynamics will continue to create winners and losers across the country. For now, the rental market remains challenging for tenants, complex for landlords, and highly sensitive to the policy and economic shifts expected later this year. If you’re a landlord looking to rent or sell your property, or a tenant currently looking for a place to live, get in touch with us today! Until next time, happy house hunting! Ben McEvoy

Welcome back to another week of Padarn Property blogs! This week we’ll be discussing the new interest rate cuts and how this will affect the property market!Yesterday’s interest rate cut has been the talk of the town. Whether you’re a first-time buyer, seasoned investor, or simply keeping an eye on the value of your home, you’ve probably wondered: what does this actually mean for me?Cheaper Borrowing – The Obvious WinThe most immediate impact is clear: mortgages become cheaper. That means lower monthly payments for new buyers and the chance for existing homeowners to remortgage on better terms. For many, that’s a welcome relief in a cost-of-living climate where every pound matters.But here’s the nuance: while lower rates can unlock the door for more people to enter the market, they also bring back competition. Buyers who were sitting on the fence may suddenly start making offers – which can drive prices up again.Sellers: A Window of OpportunityIf you’ve been considering selling, this could be your moment. A rate cut often injects energy into the market, bringing more buyers (and offers) to the table. The key here is timing – wait too long, and if rates drop further, the frenzy might cool as supply catches up with demand.Investors: The Double-Edged SwordFor property investors, cheaper finance can improve yields – but it also attracts more competition for good deals. If you’re looking at buy-to-let, remember that rental demand remains strong, but so does tenant scrutiny of quality. With more competition from other landlords, presentation and location become even more critical.The Bigger PictureOne interest rate cut doesn’t rewrite the market overnight. It’s part of a longer-term cycle, and we may still see bumps along the way. Inflation, wage growth, and housing supply will all play their part in shaping the property landscape over the next 12–18 months.My TakeThe best move right now? Stay informed, but don’t get caught up in the hype. If you’re buying, focus on the property that fits your needs and budget – not just the headline interest rate. If you’re selling, make your home stand out; buyers will still be discerning.Property is rarely about quick wins. Rate cuts are the tide, but you still need a good boat and a steady hand to navigate the waters. Have a property to sell, or are looking to buy? Contact us today!Until next time, happy house hunting!Ben McEvoy

Welcome back to Padarn Property blogs! This week, we're diving into the increasingly talked-about topic of bidding wars in the rental market! There’s been a noticeable shift in the rental market lately – one that many tenants will breathe a sigh of relief over: bidding wars are starting to fade out. For the last couple of years, especially in high-demand urban areas, it’s been a landlord’s market. Tenants were competing fiercely, often having to offer over the asking price. But that tide seems to be turning, and it’s worth digging into why it’s happening, how it affects both sides of the rental relationship, and what we might expect going forward. A Bit of Context In the heat of the post-COVID bounce, demand far outstripped supply. Fewer landlords, more remote workers, a backlog of postponed moves, and inflation-driven hesitancy to buy all collided. The result? Tenants outbidding each other in desperation. But now, that frenzy is cooling. We're seeing more properties with rents that are stabilising. Why? There are a few key reasons: Increased supply: More landlords are returning to long-term lets after dabbling in short-term or Airbnb-style renting, especially after regulatory pressure in some cities. Affordability limits: Wages haven’t kept pace with rent increases. Tenants are hitting their financial ceiling. Rising interest rates: While these have put pressure on landlords, they’ve also cooled the housing sales market, meaning fewer people are leaving the rental sector to buy. Regulatory changes: In some regions, the tightening of rental bidding rules (and enforcement of them) has taken the heat out of the market. What This Means for Tenants For renters, this change is mostly good news. More choice, less pressure: You’re no longer expected to make snap decisions or offer above the asking price just to be considered. Fairer pricing: With competition easing, asking prices are more in line with market value. Greater negotiating power: In some areas, we're even seeing landlords offer small incentives again – flexibility on move-in dates – something unheard of 18 months ago. It’s not utopia, of course. Rents are still high in many areas, and quality stock can still go quickly. But there’s a sense that the market is recalibrating in favour of stability and fairness. What This Means for Landlords This shift does bring challenges – especially for landlords who’ve become used to bidding wars and rising yields. Longer void periods: Properties may not let within days, and landlords might have to be more patient or proactive with marketing. More emphasis on presentation and value: Tenants now have options, so well-maintained, reasonably priced properties will stand out. Substandard stock will struggle. Realistic expectations: The days of pushing rents up by 15% year-on-year may be behind us. Yield management will need to focus more on retention and steady income than speculative gains. That said, it’s not all doom and gloom. A more balanced market often means longer tenancies, better tenant-landlord relationships, and less volatility – all things that ultimately benefit landlords who play the long game. So, What Might the Future Look Like? Here’s where it gets interesting. If this shift continues, we could be looking at a market that starts to resemble the one many European cities have long embraced: stable, tenant-friendly, and less speculative. Some potential trends on the horizon: A rise in professional landlords and build-to-rent schemes: With the amateur buy-to-let model getting tougher, larger operators offering high-quality, well-managed rental stock may take more market share. More regulation: Governments are watching this space closely. Expect more rental reform, especially around standards, rent transparency, and security of tenure. Tenants becoming more selective: If people feel less pressure to “grab anything,” they’ll start demanding better service, energy efficiency, and clearer communication from landlords and agents alike. Final Thoughts The end of bidding wars isn’t the end of a strong rental market – it’s the start of a more sustainable one. And in the long run, that benefits everyone. Until next time, happy house hunting! Ben McEvoy

Welcome back to another week of Padarn Property blogs! This week we’ll be discussing how to ensure that your property sells quickly! There’s something exciting — and a bit nerve-wracking — about selling a property. Whether it’s your first time or your fifth, there’s always that question in the back of your mind: How do I make sure it sells quickly? So, if you’re staring at your “For Sale” sign and crossing your fingers, here are a few tried-and-tested tips to make that sale happen faster than you think. 1. Price it Right from Day One Let’s start with the elephant in the room: pricing. I’ve seen sellers list properties just above market value “to leave room for negotiation.” It’s a classic mistake. The first two weeks on the market are your golden window — when your listing is fresh, and buyers are most interested. Overpricing it means you risk losing that buzz. Worse, the longer your property sits, the staler it gets. Get a professional valuation. Look at recent comparable sales. Listen to your agent — if they’re experienced and honest, they’ll tell you what the market is really saying! 2. Make a Killer First Impression Buyers decide how they feel about a home within seconds. That first glance matters — the walk up the path, the front door, the smell when they walk in. So, tidy up the front garden, get a few flowerpots, give the door a fresh lick of paint, and make sure the hallway is bright and welcoming. If your home feels inviting from the get-go, you're already ahead. Curb appeal is a huge factor in selling your home! 3. Declutter and Depersonalise — But Don’t Sterilise Buyers need to imagine themselves living in your space, not feel like they’re intruding on yours. That doesn’t mean you need to strip everything bare, but do put away personal photos, clear surfaces, and create a sense of calm and order. At the same time, don’t go overboard. A home should feel warm and lived-in — not like a hotel showroom. A cosy throw on the sofa or a vase of fresh flowers on the table can make all the difference! 4. Fix the Little Things That wall that needs a lick of paint? The door that sticks? The flickering light in the hallway? Fix them. These tiny details matter more than most people realise! Buyers will assume that if small things are left unattended, bigger things might be too. Showing that the property has been well cared for builds trust — and trust sells houses. 5. Use Great Photos and an Even Better Description This isn’t the time for amateur snapshots. High-quality photography can make your property pop online, which is where the vast majority of buyers will see it first. And don’t underestimate the power of a great description. A well-written, honest, and engaging listing can spark the emotional connection that turns a browser into a viewer — and a viewer into a buyer. 6. Work with the Right Agent This one’s big. A good estate agent isn’t just someone who lists your property — they’re your guide, negotiator, and marketer. Look for someone with a strong local presence, a proven track record, and (importantly) someone you feel you can trust. It’s not only about selling, it’s selling with the feeling that they genuinely care about helping you get the best result, you’ll feel it. And so will buyers. 7. Be Flexible with Viewings The easier it is for people to view your home, the more likely it is to sell quickly. Yes, it’s a hassle keeping everything tidy and being ready at short notice — but it’s worth it. Missing potential buyers because you're only free at 5pm on Thursdays could cost you valuable momentum. Final Thoughts Selling a property quickly isn’t about cutting corners — it’s about doing the right things well. The goal isn’t just a quick sale, but a good one: the right buyer, at the right price, with the least stress possible. If you prepare properly, listen to the advice of professionals, and stay proactive, you’ll give yourself the very best shot. And remember — every home has its match. Sometimes, it just takes a little effort to help them find each other. Have questions about preparing your property for sale? Looking for honest advice on what buyers are really looking for in your area? Or looking to sell your property? I’d be happy to help —get in touch with us today!   Until next time, happy house hunting!   Ben McEvoy

Welcome back to another week of Padarn Property blogs! This week we’ll be discussing the new ‘Freedom to Buy’ scheme, which has been proposed to rebrand the ‘Mortgage Guarantee Scheme.'There’s a moment in life – sometimes fleeting, sometimes persistent – when you stand outside a house and think, “Could this be mine?” For so many would-be homeowners in the UK, that thought has remained just that. Rising house prices, stagnant wages, and ever-demanding deposit requirements have put that first step on the ladder just out of reach for countless people.So, when the government announced the Freedom to Buy mortgage scheme, it sparked real conversation in the property industry.So, what is Freedom to Buy?Freedom to Buy is essentially a rebranded extension of the Mortgage Guarantee Scheme, first introduced during the pandemic. It allows buyers to purchase a property with just a 5% deposit, while the government backs part of the mortgage to reassure lenders. The idea? Reduce the risk for banks, increase options for buyers.This is not a help-to-buy equity loan. There’s no government share in your home. You own 100% from day one. That simplicity is one of its strengths.But while the headlines focus on affordability, what really interests me is the emotional impact – because buying a home isn’t just financial, it’s deeply personal. It's a statement of independence, security, and yes, freedom.The GoodFor many, the Freedom to Buy scheme might be the bridge between renting indefinitely and stepping into homeownership. With rents skyrocketing and savings accounts barely growing, scraping together a 10–15% deposit just isn’t realistic for everyone. A 5% deposit feels more achievable. It’s not easy – but it’s possible.Lenders are already on board. Big names like NatWest, Barclays, and Halifax have products tied to this initiative, and their rates have become more competitive as confidence has grown.And in a climate where we all need a bit of hope, Freedom to Buy at least gives buyers a fighting chance.The QuestionsBut here's the rub: Can you afford the mortgage repayments once you get the keys? A 5% deposit might get you in the door, but the monthly cost could still stretch you – especially as interest rates remain unpredictable.There’s also the risk of negative equity if house prices drop and you’ve bought with only a small buffer. I always advise people: just because you can buy, doesn’t mean you should – not yet. Timing matters. Your job security, future plans, and emotional readiness all count just as much as your bank balance.And what about the wider market impact? Schemes like this can inflate demand, pushing prices up – especially in hotspots. So, it helps some buyers, but might make things harder for others. As always in property, there are no silver bullets.My TakePersonally, I think Freedom to Buy is a welcome option – but not a cure-all. It’s like offering a ladder to someone at the bottom of a well. It helps, yes, but it doesn’t change the fact the well is deep. The bigger issues – housing supply, affordability, and planning reform – still need attention.But for the right buyer, in the right circumstances, this scheme could be the start of something life-changing. And isn’t that what homes are really about?If you’re considering it, take the time to speak with an independent mortgage broker. Talk to a surveyor or a local estate agent, who can give you a clear-eyed view of the property’s value and condition. And don’t rush. Owning a home is about more than getting on the ladder – it’s about climbing it safely and securely.If you have any queries or are currently looking to buy or sell a property, get in touch with us today!Until next time, happy house hunting!Ben McEvoy

Welcome back to another week of Padarn Property blogs! Following on from my previous blog regarding the budget, I’ll be discussing how we expect the 2025 Budget to affect the UK property market.Each year, Budget Day is a bit like weather forecasting for the property world. We look at the Chancellor’s statement and try to gauge which way the housing winds will blow. This year’s 2025 Budget has been no exception—with plenty of headline-grabbing pledges, but also some quieter policy shifts that could make a real difference on the ground.Stamp Duty: A Missed Opportunity to Boost MomentumMany were hoping for a revision to the stamp duty thresholds to help first-time buyers and stimulate movement in the mid-market. Unfortunately, this Budget kept things largely unchanged.Without relief here, we may see continued stagnation at the middle tiers of the market—homeowners who want to upsize or downsize are still facing friction costs that discourage them from moving. So, in this area, the Budget arguably leaves the market a little colder than it could have been.Support for First-Time Buyers: Warmer, But Not SizzlingThere was some good news in the form of renewed support for first-time buyers. The government announced a new shared ownership initiative and a modest expansion of the First Homes scheme. These efforts will help some get on the ladder, but as always, the success will come down to delivery and accessibility.If you're a first-time buyer, this may feel like a step in the right direction—but don’t expect it to suddenly flood the market with new opportunities.Build-to-Rent and Institutional Investment: The Heat Is OnOne of the more telling parts of the Budget was the increased support and tax incentives for institutional investment in build-to-rent schemes. This signals a clear shift in government thinking: if small landlords are exiting, larger players are being invited in.We may see higher-quality rental stock in urban areas—but also less diversity in landlords, and potentially more standardised (and less flexible) tenant experiences.Planning and Infrastructure: Lukewarm ProgressThe Budget includes further funding for planning reform and infrastructure delivery, which on paper sounds encouraging. However, we've seen these promises before, and progress has often been slow. Until local planning departments are properly resourced and empowered, the backlog of applications and delays will continue to drag on supply.This keeps market supply constrained, which in turn sustains upward pressure on prices.Verdict: A Budget That Keeps the Market on a Low SimmerIn short, this Budget is unlikely to produce a dramatic swing either way. It’s not a deep freeze, nor is it a sudden spike of heat. For homeowners, investors, and developers, the key takeaway is to continue making decisions based on fundamentals: location, demand, supply, and long-term sustainability.We’re in a more stable (albeit cautious) phase of the market. And in many ways, that’s not a bad place to be.If you’d like to unpack how this year’s Budget could affect your property plans or investments, contact us and we’d be more than happy to help!Until next time, happy house hunting!Ben McEvoy

Welcome back to another week of Padarn Property blogs! This week we’ll be following on from the previous blog with an update on the Renters’ Rights Bill, Summer 2025 update.If you’re a renter, landlord, or property professional, you’ve probably been watching the Renters’ Rights Bill with mixed feelings — some hope, some frustration, and a whole lot of questions. Over the past two months, the bill has taken a few significant steps forward, but delays and political uncertainty have left us all in a bit of limbo.That’s why I wanted to take a moment to walk through what’s actually changed, what’s still up in the air, and how it’s all likely to affect people on the ground.Section 21 is Being Scrapped — But Not Just YetOne of the headline changes is the abolition of Section 21 — the so-called “no-fault” eviction. Under the new proposals, landlords will no longer be able to evict tenants without a legitimate reason. This includes things like serious rent arrears, antisocial behaviour, or needing to sell the property. For tenants, this is a big win — a move towards more stable, secure renting.Landlords will still be able to regain possession, but they’ll need to give six months’ written notice in many cases. It’s a big shift, and understandably, it’s raising concerns within parts of the landlord community.Fixed-Term Tenancies May be OutAnother major change is that fixed-term tenancies — the traditional six or twelve-month contracts — are being replaced with rolling periodic tenancies. What does that mean in practice? It gives tenants more flexibility to leave, with just one months’ notice, but also allows them to stay long-term without having to “renew” a contract.Landlords, on the other hand, may feel they’ve lost a bit of control here. But for tenants, this will reduce churn and give them a greater sense of home and permanence—especially useful for families or older renters.Rent Increases and Bidding WarsThe Bill also includes tighter controls on rent increases. Landlords can now only raise the rent once a year, with two months’ notice, and any increase must reflect a fair market rate. If tenants feel the increase is excessive, they’ll have the right to challenge it through a tribunal.Importantly, the Bill will also ban bidding wars—so no more pushing tenants into offering over the asking price just to secure a property.So, what’s the catch?All of this sounds pretty transformative—and it is—but there’s a problem: nothing is actually in force yet.Although the bill has passed several important stages in Parliament, we’re still waiting on Royal Assent. That means the new rules haven’t kicked in—and may not until late 2025 or even 2026. In the meantime, landlords can still issue Section 21 notices, and most tenants are still living under the old system.The Bigger PictureFor renters, these reforms are about fairness, stability, and being treated with respect. For landlords, it’s about clarity, consistency, and understanding where the line is drawn.Striking that balance is tough—and the current political limbo doesn’t help anyone.What to Do NowIf you’re a landlord, now is the time to start reviewing your tenancies, ensuring your properties meet standards, and updating your policies on notice periods, rent increases, and pets. If you’re a tenant, stay informed! If you have any queries regarding the updates or would like a chat, contact us or pop into the office for a coffee!Until next time, happy house hunting!Ben McEvoy

Welcome back to another week of Padarn Property blogs! This week we’ll be discussing features that could potentially boost the value of your home!It’s that time of year again—when the days are long, the gardens are in bloom, and homeowners start wondering: What can I do to boost my property’s value before the summer ends?We spend a lot of time walking through homes with clients who want to get the most out of their sale—or make the right investment in a new purchase. And lately, there’s been a noticeable shift: buyers aren’t just looking at square footage anymore. They’re paying close attention to lifestyle features—the kind that make a house feel like a retreat.According to recent data from Zoopla, some seasonal features can boost a home’s value by up to £20,000. Here’s what’s topping the wish lists this summer—and what’s actually being seen on the ground.1. Well-Designed Outdoor SpaceThis is the big one. A tidy lawn no longer cuts it. Buyers are drawn to “ready-made” gardens: think built-in seating, decked patios, outdoor kitchens, or even just clever zoning (like a dining area separate from a kids’ play corner).Pro tip: Keep it low maintenance. Raised beds with lavender and evergreen shrubs are a smart, stylish touch that doesn’t scream gardening commitment.2. Bifold Doors & Garden AccessYou’d be amazed how much more buyers are willing to pay for that indoor-outdoor flow. Bifold or sliding doors from the kitchen or living area straight into the garden aren’t just trendy—they make small homes feel bigger and brighter.And if you’re in a mid-terrace or semi where garden light is limited, even replacing a standard back door with French doors can make a world of difference.3. South-Facing OrientationThis one’s less about a feature you can add, and more about marketing what you’ve got. If your garden catches the sun most of the day, make sure you say so in the listing. “South-facing garden” is one of the most-searched phrases on Rightmove.I viewed a home last week where the garden was modest—but the sun hit it from noon to sunset. The seller had arranged a small table with two chairs and a couple of Aperol spritzes for the viewing. It was 26°C and it worked—buyers lingered much longer than usual. 4. Outdoor Showers or Hot TubsNot for everyone, I know—but in the right property (especially holiday lets or countryside homes), these can tip a buyer into “yes” territory. It’s the slight added touch of “luxury” that buyers are looking for.5. Summer Houses & Garden OfficesSince the remote work boom, demand for flexible garden rooms hasn’t slowed down. If you’ve got the space, a well-insulated timber office with electricity and Wi-Fi can boost your valuation more than a basic loft conversion—especially in homes where interior space is maxed out.Final ThoughtsYou don’t need to take on a massive renovation to increase value. Summer is the season to focus on light, flow, and outdoor living—three things that make a home more inviting, and in turn, more valuable.If you’re not sure where to start, my advice is simple: spend a weekend in your garden, walk around your house as if you were seeing it for the first time, and ask yourself—does it feel like a home you'd want to spend a sunny Saturday in? Chances are, your buyer is asking the same thing!If you’re thinking of selling, want an up-to-date, or would like a chat about how to increase the value of your home, contact us today!Ben McEvoy

Welcome back to another week of Padarn Property blogs! This week we’ll be delving into the UK spending review of 2025 and how this can affect the property market.The UK Spending Review is always a moment that ripples across the economy, but this year’s 2025 review feels particularly consequential for anyone involved in property—whether you're a first-time buyer, a landlord, or a developer.1. Housing Investment: Promises Made, But Will They Stick?The headline: the government has pledged £6.8 billion for new affordable housing over the next three years. On paper, that's good news. But those of us on the ground know the challenge isn't just funding—it's delivery. Planning bottlenecks, skills shortages, and under-resourced local authorities are still slowing progress. If this money is to have real impact, we need policy joined up with execution.For buyers, particularly those priced out of the market, this could offer future hope—but not immediate relief. For developers, especially housing associations, the bigger question is whether this funding will unlock stalled projects or simply be tied up in red tape.2. Infrastructure and Regional GrowthThe review includes a continuation of the Levelling Up Fund and a fresh commitment to devolved budgets. However, with major rail projects scaled back in recent years, it’s clear that regional connectivity still isn’t getting the consistent backing it needs.Why does this matter for property? Infrastructure is often the bedrock of property value. Places like Leeds, Bradford, and Sheffield have seen spikes in demand linked to improved connectivity. Without consistent investment, we risk uneven growth and missed opportunities for regeneration.3. Taxation and Landlords: The Quiet Squeeze ContinuesNo major new tax changes for landlords were announced, but the freeze on Capital Gains Tax thresholds and the continued phasing out of mortgage interest relief means the pressure is still very much on.The government seems to be betting on institutional investment to fill the gap left by private landlords, but that shift won’t happen overnight. In the meantime, expect more small landlords to exit, which could put further pressure on rental supply.4. Planning Reform: Still a Missing PieceIf there was one thing many of us hoped to hear more about, it was planning reform. The review made passing mention of increased digitisation and resourcing for planning departments, but no sweeping changes. The planning system remains one of the biggest barriers to growth in housing delivery, and until it is meaningfully addressed, even generous funding may fall short of its potential.Final ThoughtsThe 2025 Spending Review offers some cautiously positive signals for the property market—but it also reveals some missed chances. As always, the devil will be in the delivery. For property professionals and investors, the best approach is to stay alert, be flexible, and factor in long-term resilience when making decisions.If you’d like to discuss how any of these changes might affect your portfolio or next move, I’m always happy to chat. As ever, informed decisions are the best kind!Until next time, happy house hunting!Ben McEvoy

Welcome back to another week of Padarn Property blogs! As summer sets in and gardens burst into life, so too can the questions about who’s responsible for keeping them in check. This week, we’re sharing a practical guide for landlords on how to prevent garden maintenance disputes before they take root.As a landlord, you probably know that garden maintenance can be one of those grey areas that causes more tension than expected.The good news? Most of these issues can be prevented with a bit of clarity, some forward thinking, and the right conversations early on.Here are some recommendations on staying ahead of garden-related disputes—before they take root.1. Spell Out Responsibilities ClearlyA lot of problems start with vague expectations. Phrases like “tenant to maintain garden” might seem straightforward, but they’re open to interpretation.Make it crystal clear:Who is responsible for mowing the lawn?What about weeding, pruning, or disposing of garden waste?Is there a gardener included in the rent?Specificity beats assumptions every time.2. Include the Garden in the InventoryMost landlords are diligent with indoor inventories—but the garden often gets overlooked. Document the outdoor space just as thoroughly. Take dated photos of:Lawn conditionPlant bedsPatios or deckingHedges, trees, fencesThis helps avoid the classic “It looked like that when I moved in” discussion when the tenancy ends.3. Don’t Expect Tenants to Handle EverythingThere’s a big difference between basic upkeep and skilled or hazardous work. Expecting tenants to trim tall hedges or maintain large trees isn’t just unrealistic—it can be unsafe.Consider taking on seasonal jobs yourself or arranging a gardener to visit once or twice a year. It shows goodwill and can prevent DIY disasters that cost more to fix later.4. Inspect Gently, but RegularlyEnsure that the garden is inspected during routine property checks—but keep the tone constructive. Tenants are more likely to engage if they feel you’re supportive rather than critical.It’s also a good chance to spot early signs of neglect and offer solutions (or tools) before things get out of hand.5. Provide the Tools (If You Expect the Work)If you want tenants to keep the garden tidy, make it easy for them. A lawnmower, rake, and basic hand tools can make a world of difference.Tenants might not be green-fingered, but if you remove barriers and make the job simple, they’re more likely to stay on top of it.6. Go Low-Maintenance Where You CanIf the garden is more work than it’s worth—for you or your tenants—consider simplifying it. Gravel areas, artificial grass, or easy-care shrubs can keep things looking tidy without needing constant attention.It’s a good option between tenancies, especially if you’ve had repeated issues.Final ThoughtsSo, whether you have one property or twenty, a bit of planning now can mean fewer arguments, better handovers, and gardens that both you and your tenants can be proud of. If you have any queries or if you'd like help managing your properties, please feel free to contact us!Until next time, happy house hunting!Ben McEvoy

Welcome back to another week of Padarn Property blogs! This week we’ll be looking at what’s been shaping the property market this week.1. Mortgage Rates Stirring AgainThe biggest talking point has to be mortgage rates. After a short period of relative calm, we’re starting to see lenders adjust rates upwards again in anticipation of interest rate decisions. For buyers, especially first-timers, this creates a sense of urgency — but also a bit of hesitation.2. Rental Market Still on FireRents continue to climb (this is the fifth straight month of increases, by the way!). This is putting pressure on renters, many of whom are now contemplating buying sooner than planned — ironically at a time when mortgage costs are rising. It's creating this strange tension in the market where both rental and purchase routes are feeling increasingly expensive.3. Limited Housing StockStock levels remain low — painfully low in some areas. This is propping up property values and creating fierce competition, especially for homes under £400,000.4. Political Noise (and Potential Policy Shifts)With whispers of an upcoming election and ongoing debates about housing reform, there's a level of uncertainty that always trickles into buyer and seller sentiment. People are asking: Will there be another stamp duty holiday? Will planning rules change?5. Seasonal Movement Starting EarlyInterestingly, we’re seeing a bit of early summer activity — maybe a post-Easter rush, or maybe just people adjusting to the “new normal” of the market. Whatever the cause, more homes are being listed and more buyers are out looking than is typical for this time of year. It feels like the market wants to move — even if it’s moving cautiously.So, what’s shaping the market this week? In short: rates, rents, low supply, policy uncertainty, and early seasonal momentum. If you're feeling unsure about whether now is the right time is to make a move, you're not alone!As always, if you’re looking for a second opinion or just want to talk through your options, feel free to contact us!Until next time, happy house hunting!Ben McEvoy

Welcome back to another episode of Padarn Property blogs where this week we’ll be delving into the rise in the property rental figure for the fourth consecutive month!It’s hard to believe we’re already seeing the fourth consecutive month of rental price hikes.On the one hand, rising rents are a clear sign of demand. Tenants are out there, still determined to find the right place to call home. It’s a testament to the enduring appeal of property as a safe haven — even amid the uncertainties we’re all feeling these days.But it’s also a reality check. For landlords, there’s relief in seeing steady returns after a period of uncertainty during the pandemic and early 2020s market wobbles. For tenants, though, it’s a tougher pill to swallow. With every percentage point increase, the rental budget stretches just a little thinner.This month’s figures — up 1.5% nationally, with some hotspots seeing nearly double that.Here’s what’s really striking: these rent rises aren’t confined to the usual suspects like London or Manchester. Smaller cities and even traditionally “cheaper” commuter towns are feeling the squeeze too. Supply just isn’t keeping up with demand, and that’s driving up prices.For those of us watching from the landlord side, it’s an opportunity — but it comes with a responsibility. Rental increases can’t just be about profit. They have to be balanced with the reality that tenants are facing cost-of-living pressures across the board.So, what does this mean for the coming months? My hunch is that unless we see a significant boost in rental supply or a cooling in demand, we’ll probably see this trend continue. As always, if you’re a landlord, it’s worth thinking about your long-term plans — can your property stand out for the right reasons, even in a competitive market? And if you’re a tenant, stay informed and proactive. It’s still possible to find value and stability, but it might take a little more strategy than in calmer times.Let us know how you’re seeing things in your area — is the rental surge affecting you, or are you noticing a different trend altogether? We’re always up for a chat to help you navigate the property world as it twists and turns.Until next time, happy house hunting!Ben McEvoy